Debt Payoff
Avalanche pays the highest interest rate first — mathematically optimal. Snowball pays the smallest balance first — psychologically easier for some. Both are shown honestly, side by side.
Your debts
Avalanche
Highest interest rate first
Time to freedom
3y 7mo
Total interest paid
$3,942
Snowball
Smallest balance first
Time to freedom
3y 7mo
Total interest paid
$3,942
What this means
Your debts are ordered similarly under both strategies here, so the difference is small either way.